STELLANTIS Private Bank

Grow your savings

Savings accounts, term deposits, savings plans — simple, transparent, well-remunerated products so your money works for you.

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Savings account gross rate
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Management fees
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Available products
Our products

Savings that match you.

From available savings accounts to locked plans, each product is designed for a specific use and time horizon.

N°01
Always available

STELLANTIS Savings Account

Your precautionary savings, available at any time. Instant transfer to your STELLANTIS current account, no penalty.

3.0% gross
/year gross
  • Immediate availability
  • No deposit fee
  • Interest calculated twice daily
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N°03
Long-term savings & transfer

Life Insurance

Grow your capital within a favourable tax framework and prepare the transfer of your estate serenely.

Up to 4.8%
/year gross
  • Favourable tax after 8 years
  • Free beneficiary
  • Euro funds + units
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N°04
Fixed rate, defined term

Term Deposit

Lock your savings for a chosen period (3, 6, 12 months or more) and receive guaranteed interest at maturity.

On request
/year gross
  • Guaranteed rate
  • Customisable term
  • Automatic renewal
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N°05
Workplace savings

Employee Savings

Take advantage of employee savings schemes with their associated tax and social benefits. Employer top-up possible.

Variable
/year gross
  • Top-up possible
  • Tax benefits
  • Regulated early exit
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N°06
Immediate return

Remunerated Account

A current account that earns interest. Benefit from automatic remuneration on your credit balances, with no lock-in.

1.5% net
/year gross
  • No lock-in
  • Rate applied daily
  • Accessible via the app
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Calculator

Simulate your savings goal.

Simulation parameters
5 000 €
200 €
3,0 %
10 months
Estimated monthly deposit
34 820 €
to reach your goal
Starting capital5 000 €
Total deposits24 000 €
Interest earned5 820 €
Open my savings
Your life goals

Every stage deserves dedicated savings.

0–2 years
Precaution

Available savings account, withdrawals on demand, maximum security.

2–5 years
Project

Home savings plan, term deposit, guaranteed rates to fund your medium-term projects.

5–15 years
Wealth

Life insurance, employee savings, mix of euro funds and units for controlled growth.

15+ years
Transfer

Tax optimisation, beneficiary clause, tailored wealth management.

Why STELLANTIS

Concrete advantages at every stage.

Guaranteed rates

Displayed rates are contractual. No surprises, no changes without prior agreement.

Full transparency

Access all your statements, interest and fees in real time from your client portal.

Performance tracked

Visualise the progress of each product and compare your goals with actual results.

Funds protected

In this mock-up, illustrative funds are presented as secured.

Automatic deposits

Schedule recurring transfers to build your savings without thinking about it.

Personalised advice

A dedicated advisor to guide your choices based on your situation and goals.

FAQ

Frequently asked questions

Start saving

The best time to start saving is now.

Open your first savings account in 3 minutes from your client portal. No fee, no minimum commitment.

Guaranteed ratesNo hidden feesAvailable capital
+49 0176 69534171